How to quickly check your bank balance without internet on phone?
This is the easiest way to check your bank account balance. You just need to enter your mobile number and then you will get the OTP on that number. After that, you need to enter that OTP in the app and then it will show you your balance. You can also see other details like pending transactions and last 5 transactions etc. This method is best for those people who don’t have a smartphone or internet connection.
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1.Check your bank balance at the ATM machine:
Most of the ATMs have a facility to print out your bank account details. You can just go to any ATM and ask them to print your account details. This is one of the best ways to check your bank balance without internet.
- Check your bank balance with a paper statement:
You can also get a paper copy of your statement from your branch and check the details from there. It will take some time, but it is definitely worth it if you don’t have access to internet or smartphone.
1.Check your bank balance at the ATM machine:
Most of the ATMs have a facility to print out your bank account details. You can just go to any ATM and ask them to print your account details. This is one of the best ways to check your bank balance without internet.
- Check your bank balance with a paper statement:
You can also get a paper copy of your statement from your branch and check the details from there. It will take some time, but it is definitely worth it if you don’t have access to internet or smartphone.
Method #1: Missed call feature to know your bank balance
This is a very simple process by which you can check bank balance easily without having an internet connection.
How does this process work?
As I said earlier, it is a very simple process which will be completed in just 2 simple steps.
- Dial the 10 digit mobile number which is allotted to your bank (Select from the list given below.)
- After 2-3 rings your call will be disconnected and you will receive a message which will show you your bank balance and mini-statement of last 5 transactions.
OR
- If your number is not registered to the bank, you will get an SMS which will show that your number is not registered with the bank and it will also include details of how to register your mobile number.
Given below is the list of banks and the 10 digit contact numbers which you can use to know your bank balance and mini-statements. You can simply save the related number of your bank in your contacts list and you can easily check your balance anytime.
Public sector banks and their contacts for missed call service:
| Bank name | The contact number for missed call facility |
| Allahabad Bank | 09224150150 |
| Andhra Bank | 09223011300 |
| Bank of Baroda | 09223011311 |
| Bhartiya Mahila Bank | 09212438888 |
| Bank of India | 02233598548 |
| Indian Bank | 09289592895 |
| IDBI Bank | 18008431122 |
| Canara Bank | 09289292892 |
| The Central Bank of India | 09222250000 |
| State bank of India | For balance: 09223766666For mini-statement: 09223866666 |
| Syndicate Bank | 09664552255 |
| Punjab National Bank | 18001802222 |
| Union Bank of India | 09223009292 |
| UCO Bank | 09278792787 |
| Vijaya Bank | 18002665555 |
Private sector banks and their contacts for missed call service:
| Bank Name | The contact number for missed call facility |
| Axis Bank | 09225892258 |
| Dhanalaxmi Bank | 08067747700 |
| Kotak Mahindra Bank | 18002740110 |
| HDFC Bank | 18002703333 |
| ICICI Bank | 02230256767 |
| Karnataka Bank | 18004251445 |
| Yes bank | 09840909000 |
Some salient features of this facility are given below:
- This facility is completely free for everyone.
- To get the benefit of this facility your mobile number should be registered with your bank account.
- If you have more than one account, then your latest opened account will be considered as a default account and you will get the details of that account in this facility. However, the default account can be changed.
- These features are the same for all banks. However, the process might be different in some of the banks.
Method #2: Know your bank account balance using *99#:
The code *99# is also called as USSD code which is not related to any particular mobile network service providers or any bank. This facility is introduced by NPCI to provide the facility to common people to have an easy access to their bank account.
Below given are the steps to check bank balance using USSD *99#:
- Dial *99# from your mobile.
- Select the option of bank balance from the list which will be opened on your screen (which is most probably 3 for all users).
- Then enter the 3 letter name of your bank or first 4 letters of your IFSC code.
OR
- It might ask your UPI pin if you are already registered for that.
- Enter 3 letters of your bank name (for e.g. SBN is the 3 latter name for State bank of India) or first 4 letters of your IFSC code (OR UPI pin).
- Your account balance will be shown on your screen.
Basic features of *99# service
This facility is a relief for those people who can’t have access to the internet all the time. This unique code has some basic features which you should know if you are going to use it.
The feature of this USSD code is as follows:
- This code works without internet.
- No hidden charges or roaming charges are applicable on use of this code.
- It works across all the GSM service providers on all kinds of mobile handsets.
- You can use this code 24/7 including holidays.
- No need to download an app or activate any service on your mobile phone.
What kind of services you will get under *99#?
*99# is a USSD based mobile banking facility introduced by NPCI which brings together the two diverse ecosystem partners i.e. Banks and Telecom service providers.
Apart from the balance inquiry this banking system also provides some other facilities which are listed below. Let’s have a look at those facilities.
- Send Money Using IFSC code and bank account number of the beneficiary.
- Balance Enquiry
- Mini Statement
- Generate or change MPIN or Mobile PIN.
- Send Money Using Aadhaar number of the beneficiary which must be linked to his bank account.
- Know your MMID
- Send Money Using MMID and mobile number of the beneficiary.
The only difference between these two methods of mobile banking is that by using missed call service you can know your bank balance and mini-statement only.
On the other hand, if you go for USSD code service, you can also transfer money from your account to any other account by using his mobile number and MMID OR account number and IFSC code or even Aadhaar number.
Isn’t a very easy way to know your bank balance without any internet connection?
Easy ways to check your bank account balance on your phone
The advancements of the digital world have made several banking and financial operations easy and handy right on your phone. You can check your bank account
balance without going to the bank. A number of banks provide multiple ways to check the customer’s account balance
and some of the most popular ways to check bank
balance on your phone include SMS notification, push notification, email, internet banking and many others. Here we discuss the different ways to check bank account balance, get mini statements and do balance transfer of different banks without visiting the branch.
Login to your bank’s site online
It is possible to check your account balance anytime online by logging on to the official website of the concerned bank on your phone. To use this facility, you just need to visit the bank’s official website and access your account information. In most cases, look for the option like ‘Login’. During your first visit, register yourself by clicking on the links ‘Register’ or ‘First-time user’. With the online banking facility, you can check your bank account balance round the clock in addition to availing of a number of banking functions and transaction facilities.
Check balance using mobile apps
It is quite easy to check your bank account balance from anywhere and at any time on your mobile phones, tablets and other devices. Most of the banks provide specially designed apps or at least websites meant for mobile devices which help you check your account balance online. There are several banking and financial functions you can avail of on banking apps. Some banks even let you deposit checks with your mobile device.
Bank account balance check using text messaging options
The quickest way to check your bank account balance using your phone is to set up the text messaging facility with your bank. Most banks provide this option to the account holders. Once this facility is extended by the bank on your mobile number, you can request for a quick balance update anytime on your phone which will be sent to your number in a message form. Once the automatic messages are turned on, you will get instant messages when there is any financial transaction happening on your account with the latest balance update. This facility is also called message alert service that sends push notifications to your phone.
Check bank account balance using UPI app
The simplest and the most effective way to check bank account balance on your phone
is to use an UPI app. To do this, you can download any UPI app from App store or Play store. Once it is downloaded on your mobile, start the registration process. Enter the bank’s registered mobile number and click on generate OTP. Enter the OTP received and then log on to the app. You need to add the bank details. Once this is done, the UPI automatically detects the account connected to your mobile number and displays the last four digits of your account. Once you confirm it, your new UPI ID will be generated. After verification, the UPI passcode of your choice will be activated and you can continue to use the UPI app for balance check and also to make financial transactions.
I hope you enjoyed the article. What do you think, is this facility helpful or not? Leave your opinions in the comment section.